Finance Your Study Abroad Dreams
with Affordable Education Loans
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Our Education Loan Partners
Why Choose Uniedox India
Comprehensive
Avail up to 100% finance for your tuition fee & living costs
Entirely Digital
Skip the line with our fully online, end-to-end Education Loan solution for studies abroad
Lowest interest rates
Unlock worldwide educational prospects with the most competitive interest rates on our Loans
Fast processing
Enjoy hassle-free processing alongwith quick 2-min onboarding
Flexible repayment
Get easy EMIs with flexible repayment structures for education loans
Easy application
File a common application for all lenders & we take care of the rest
how it works?
Requirement
Discuss your financing needs with our loan specialist
Documentation
Upload your documents for verification
Application
Apply to multiple loan providers as per eligibility
Disbursal
Take disbursal from the bank sanctioning loan at best interest rate
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faq' s
What does an Overseas Education Loan cover?
The Overseas Education Loan mostly covers tuition fees, living and accommodation expenses, cost of books, cost of commuting etc.
How much loan can one can get for education overseas?
The maximum loan amount for Overseas Education ranges from 20 lakhs to 1.5 crore.
What can be the rate of interest?
Overseas Education Loan interest rates vary from 9% to 14% depending on the kind of financial institution. Rate of interest at Nationalised Banks is usually 1% to 2.5% lower than Private banks and NBFCs.
When can we apply for Overseas Education?
You can apply for education loan on receipt of offer letter from the University. However, if you are planning to take an education loan it would be better to enquire about the process and start the required documentation beforehand.
When and how is the loan disbursed?
Education loan disbursement means actual release of funds. The disbursement is done after the loan has been sanctioned. Banks do give their share in many cases before the student receives the visa, whenever student is required to pay a part of tuition fee to the University for release of the final offer letter. Thereafter, once the student receives the visa, banks release the education loan in instalments semester wise.
Can we try for a loan even if we don’t have property or assets?
Most educational loans are unsecured loans which are good options for students who lack the assets or collaterals essential to obtain a secured loan. Obtaining an unsecured loan rests solely on your creditworthiness.
Which financial institutions offer unsecured loans and how much loan amount can we get through these loans?
Unsecured Loan is offered by nationalised banks, private banks as well as NBFCs. Private Banks and NBFCs offer up to 45 lakhs whereas nationalised banks provide unsecured loans only up to 7.5 lakhs.
What are the benefits of unsecured loans?
• Non Collateral Loans up to 35 – 45 Lakhs
• Loan Sanction available before admissions on the basis of GRE / TOEFL / IELTS Score
• Pre Visa Disbursal for USA, Germany & other European Countries
• No EMI until graduation instead only small touch payments
• Zero Margin money
• 100% Education Finance
• Weight-age given to Academic Merit and Parents Annual Income
• Top up loans available
• No pre-payment penalty
• Flexible Repayment Options
• Fast online, paperless process
• Doorstep Service
• Loan Sanction available before admissions on the basis of GRE / TOEFL / IELTS Score
• Pre Visa Disbursal for USA, Germany & other European Countries
• No EMI until graduation instead only small touch payments
• Zero Margin money
• 100% Education Finance
• Weight-age given to Academic Merit and Parents Annual Income
• Top up loans available
• No pre-payment penalty
• Flexible Repayment Options
• Fast online, paperless process
• Doorstep Service